Deed of Trust

A Deed of Trust is recorded to secure a lien against a property. Usually used to secure a Promissory Note.

A Deed of Trust is the documents that pledges real property to secure repayment of a loan. This document is recorded as a lien against the property. The details of a loan are usually spelled out in a Promissory Note, which is not recorded. The Deed of Trust is used instead of a mortgage for many states, including Arizona, Alaska, California, Colorado, Georgia, Idaho, Illinois, Mississippi, Missouri, Montana, North Carolina, Texas, Virginia, and West Virginia. The property is deeded by the title holder (trustor) to a trustee (often a title or escrow company, or lawyer) which holds the title in trust for the beneficiary (the lender of the money). When the loan is fully paid, the trustor requests the trustee to return the title by reconveyance. If the loan becomes delinquent the beneficiary can file a notice of default and, if the loan is not brought current, can demand that the trustee begin foreclosure on the property so that the beneficiary may either be paid or obtain title. At, we can draw Deed of Trust, help you execute the documents, record the Deed of Trust in the proper county, and keep you informed of the progress every step of the way. Find out about our special Note and Deed of Trust combo package, too!

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